Wanna-Be Preneur

It Worked! +22 FICO Increase!

Dan Read — Wed, 13 May 2009 23:48:40 +0000

For those who didn’t read my previous post, you need to!

http://wannabepreneur.com/2009/04/17/raise-your-credit-score-7-to-30-points-now/

Here are my results after just 4 business days…a 22 FICO Score increase! I highly recommend it and only takes a minute to “opt-out” of the credit card soliciting and thus raise your score.

Daniel,

Your FICO^® score has increased by 22.

P.S. You may also want to sign up for a service to check your score and notify inquiries and issues that come up. I have 2 services I use:

www.MyFico.com and http://www.identitymonitor.citi.com (Great because it checks from all 3 leading credit bureaus)

Question Based Selling

Dan Read — Sun, 03 May 2009 00:11:26 +0000

Thanks again to everyone who attended the Workshop today. Here are the slides as promised. { CLICK HERE }

It was certainly fun to interact and role play with you all! Thanks again! Let’s do it again soon!
Here are some of the books we recommended today:

Question Based Selling by Thomas Freese

SPIN Selling" target="_blank">Spin Selling by Neil Rackam

Endless Referrals, (Third Edition) by Bob Burg

Raising Private Capital Workshop

Dan Read — Fri, 01 May 2009 06:40:12 +0000

Thank you to all who attended the workshop Thursday night, “RAISING PRIVATE CAPITAL” and for all your participation. We look forward to sharing and working together more.

DOWNLOAD SLIDES { CLICK HERE }

Cool Video Clip on Current Economy { CLICK HERE }

Investor Profile Sheet (PDF) { CLICK HERE }

Investor Profile Sheet (DOC) { CLICK HERE }

Other Useful Information:

Self Directed IRA Company & Forms:

AMERICA PENSION SERVICES: https://www.aps-utah.com/online_form
IRA SERVICES: https://www.iraservices.com/forms_center.html

S.C.OR.E. Business Templates for Download

http://www.score.org/template_gallery.html

Business Plan for a Start-up Business

Word | PDF

Business Plan for an Established Business

Word | PDF

Business Planning Tools for Nonprofit

PDF

Balance Sheet (Projected)

Excel | PDF

Bank Loan Request for Small Business

Word | PDF

Board of Advisors

Excel

Breakeven Analysis

Excel | PDF

Cash Flow Statement (12 Months)

Excel | PDF

Cash Flow Statement (4 Years)

Excel | PDF
Provided by Real Easy Books.

Competitive Analysis

Word | PDF

Financial Forecast

Excel
Provided by ActivePlans.

Financial History & Ratios

Excel | PDF

Loan Amortization Schedule

Excel | PDF
Povided by Microsoft Office Online.

Opening Day Balance Sheet

Excel | PDF

Personal Financial Statement

Excel | PDF

Profit and Loss Projection (12 Months)

Excel | PDF

Profit and Loss Projection (3 Years)

Excel | PDF

Sales Forecast (12 Months)

Excel | PDF

Start-Up Expenses

Excel | PDF

Make Your Own Luck!

Dan Read — Mon, 20 Apr 2009 20:08:24 +0000

“You should put yourself in such a shape that when opportunities come you are ready to take advantage of them.”

Theodore Roosevelt

I strongly believe there is no such thing as luck. Sadly, the luck terminology we hear in our everyday lives is more than just idle talk to some people. The concept of luck is embraced as truth by countless millions. They use it as if it were a truthful explanation for both catastrophic and favorable happenings. If their house burns down, without any hesitation, they explain that it was “bad luck”. If they win the lottery, they attribute “good luck” as the cause. For some, it is an acceptable explanation of why bad things happen to good.

Download a good eBook I found, “Make Your Own Luck”

What’s even more comical to me is when associated to success in business…like, “oh they’re just lucky”, or, “They’ve always been successful”, etc. I believe LUCK is a choice. Ether you feel you are lucky or feel you are an unlucky person. You than act consciously or subconsciously accordingly.

Lucky people create, notice and act upon
the chance opportunities in their lives.

Raise Your Credit SCORE 7 to 30 points NOW!

Dan Read — Fri, 17 Apr 2009 01:21:45 +0000

A good friend of mine, Terry, recommended a powerful website he uses with his clients to almost always raise their score by 7 points or more…sometimes as much as 30 points, when check again 3-5 days later.

Simply by “opting out” of Credit Card & Insurance marketing lists. Here is the information on how to Opt Out with the credit bureaus.

Go to the following website https://www.optoutprescreen.com. This is a free service provided by the FTC. When you “opt out” you will no longer receive lots of credit solicitations via mail.

I just did it myself…I’ll keep you posted on the progress! Thanks again Terry!

FDIC’s Failed Bank List

Dan Read — Mon, 13 Apr 2009 01:28:10 +0000

FDIC is been getting a lot of press lately, as we all know. See if you bank made the list.

The FDIC is often receiver for failed banks. This page contains useful information for the customers and vendors of these banks. This includes information on the acquiring bank, how your accounts and loans are affected, and how vendors can file claims against the receivership. Failed Financial Institution Contact Search displays point of contact information related to failed banks.

This list includes banks which have failed since October 1, 2000. Pretty interesting stuff. http://www.fdic.gov/bank/individual/failed/banklist.html

Millionaires vs. the middle class

Dan Read — Sun, 12 Apr 2009 00:31:02 +0000

I just finished the book, “The Top 10 Distinctions Between Millionaires and The Middle Class”.

Here’s how I think I stack up…I’d encourage you to take a personal inventory as well.

Distinction 10:
Millionaires think long-term.
The middle class thinks short-term.
[I'm the guy with the 1-3 year plan written, but not too good with short-term or really long term. Sure I care about the short-term; it would be irresponsible not to be, but I always have my eye a bigger picture and the future.]

Distinction 9:
Millionaires talk about ideas.
The middle class talks about things and other people. (i.e. Hollywood stars)
[I always talk about ideas. I love the creation process and finding new ways to do something better. I get very turned off by all the junk on TV and magazines, following other people's life, instead of creating our own.]

Distinction 8:
Millionaires embrace change.
The middle class is threatened by change.
[I feel I'm fairly flexible and adjust with the market.]

Distinction 7:
Millionaires take calculated risks.
The middle class is afraid to take risks.
[In terms of career decisions, I'm a dare-devil. In terms of investing, I'm a moderate risk-taker. In terms of business, I'm a little risk-averse and by making sure I thoroughly trust the person I am working with. The project is second to me. The trust and confidence I have with the person I doing business with is the first importance. Everything else will fall into place.]

Distinction 6:
Millionaires continually learn and grow.
The middle class thinks learning ended with school.
[I love learning. It's one of my passions. I read 3-5 books at a time, through audio, books, and e-books.]

Distinction 5:
Millionaires work for profits.
The middle class works for wages.
[I have learned this concept through the school of hard-knows. Starting my entrepreneur career and quitting my salary job almost a half a decade ago was not easy. I was caught in the entrepreneur paralysis, where there was no boss telling me what to do, and many times I didn't. Than I transitioned into the "comfortable" level. Where I made great money, than shut off my businesses. That didn't last long, and has created a roller-coaster of income of the years. Now I feel I have transitioned yet again to to creative joint venture partnership and business profit sharing that has created great residual income, but has not doled my sense of creation everyday. I feel I'm playing the 'game' of business now, and excited to see how BIG I can make this!]

Distinction 4:
Millionaires believe they must be generous.
The middle class believes it can’t afford to give.
[I give, but feel I can never be too generous. I have seen direct result of increasing my giving, and more money somehow flows to me. I strongly believe in the law of tithe, and will forever pay 10% to my church as a minimum, as well as countless other charities.]

Distinction 3:
Millionaires have multiple sources of income.
The middle class has only one or two.
[I have at least five.]

Distinction 2:
Millionaires focuses on increasing their net worth.
The middle class focuses on increasing its paychecks.
[I think income is important, but I agree that net worth is more important. Let me clarify that: a net worth that is made up of income-producing and price-appreciating assets. The value of all assets minus the value of all liabilities (debt) is your net worth]

Distinction 1:
Millionaires ask themselves empowering questions.
The middle class ask themselves disempowering questions.
[I have self-doubts, sure, but I do cling on to empowering beliefs. I strongly recommend Landmark Education to help get past much of your negative self talk, and creating your future of possibilities. The past does not define you. Live in the present. Create the future. I continue to go through their curriculum (even today), and has had an impact on me stronger than words.]

Looks like I have a millionaire mindset. How did you do? If there’s one thing I need to work on, it’s distinction #10. I need to write down my goals and thoroughly plan the future. Daily, weekly, monthly, quarterly, and yearly. I also strongly recommend T. Harv Eker’s book, “Secrets of the Millionaire Mind“!

If Today Was Your Last Day Poem:

Dan Read — Mon, 06 Apr 2009 23:27:44 +0000

My best friend gave me the best advice
He said each day’s a gift and not a given right
Leave no stone unturned, leave your fears behind
And try to take the path less traveled by
That first step you take is the longest stride

If today was your last day
and tomorrow was too late
Could you say goodbye to yesterday?
Would you live each moment like your last?
Leave old pictures in the past
Donate every dime you have?
If today was your last day

Against the grain should be a way of life
What’s worth the prize is always worth the fight
Every second counts ’cause there’s no second try
So live like you’ll never live it twice
Don’t take the free ride in your own life

If today was your last day
and tomorrow was too late
Could you say goodbye to yesterday?
Would you live each moment like your last?
Leave old pictures in the past
Donate every dime you have?
Would you call old friends you never see?
Reminisce of memories
Would you forgive your enemies?
Would you find that one you’re dreamin’ of?
Swear up and down to God above
That you finally fall in love
If today was your last day

If today was your last day
Would you make your mark by mending a broken heart?
You know it’s never too late to shoot for the stars
Regardless of who you are
So do whatever it takes
‘Cause you can’t rewind a moment in this life
Let nothin’ stand in your way
Cause the hands of time are never on your side

If today was your last day
and tomorrow was too late
Could you say goodbye to yesterday?

Would you live each moment like your last?
Leave old pictures in the past
Donate every dime you have?
Would you call old friends you never see?
Reminisce of memories
Would you forgive your enemies?
Would you find that one you’re dreamin’ of?
Swear up and down to God above
That you finally fall in love
If today was your last day

—Chad Kroeger

I was afraid of potentially ruining this poem for you by saying who it was by at the beginning. It’s actually by Nickleback. Not that there is anything wrong with the band, but wanted to give you a chance to experience it without the filter of a ‘band’, but just appreaciating the words. I was surprised by how much it made me reflect on my own life.

Young and Successful:

Dan Read — Sun, 05 Apr 2009 15:07:34 +0000

“The young do not know enough to be prudent, and therefore they attempt the impossible

…and ACHIEVE IT, generation after generation.”

— Pearl Buck

..why I Succeed…

Dan Read — Sat, 04 Apr 2009 01:14:59 +0000

I’ve failed over and over and over again in my life. And that is why I succeed.

Michael Jordan (1963 – ), American businessman and basketball player

Wanna-Be Preneur

It Worked! +22 FICO Increase!

Question Based Selling

Raising Private Capital Workshop

Make Your Own Luck!

Lucky people create, notice and act upon the chance opportunities in their lives.

Raise Your Credit SCORE 7 to 30 points NOW!

FDIC’s Failed Bank List

Millionaires vs. the middle class

If Today Was Your Last Day Poem:

Young and Successful:

..why I Succeed…

Lucky people create, notice and act upon
the chance opportunities in their lives.